Quick summary
Choose Fathom when...
- You want client-ready, visually compelling reports: Fathom's interactive, design-led reports make financial data easy to understand at a glance. It helps advisors and finance teams turn numbers into meaningful conversations with boards, investors, and clients.
- You want powerful, flexible forecasting to plan ahead with confidence: Fathom’s forecasting tools make it easy to build detailed cash flow forecasts, run scenarios, and model different business outcomes.
- You need a fast, intuitive setup with predictable pricing: Out-of-the-box KPIs, pre-built templates, and a clear per-entity pricing model mean teams can get up and running quickly without a steep learning curve or surprise add-on costs.
Choose Futrli when...
- You need daily cash flow forecasting: Futrli's forecasting engine lets you build daily cash flow predictions from financial accounts and non-financial drivers.
- You want unlimited organisations within a single workspace: Futrli places no cap on the number of organisations you can add to a workspace, which can suit firms managing a long tail of smaller clients.
- You're already embedded in the Sage ecosystem: As a Sage-owned product, Futrli integrates closely with Sage Accounting alongside Xero and QuickBooks Online, which may appeal to firms standardised on Sage.
Quick comparison snapshot
Fathom vs Futrli Quick Comparison Snapshot
Granular performance drivers
Fathom vs Futrli: Feature-by-feature comparison
Reporting capabilities
Fathom strengths:
- As a financial analysis software, Fathom offers a large library of default financial KPIs, plus the ability to build custom KPIs to track profitability, cash flow, and efficiency.
- Interactive, visually polished reports that simplify complex data and strengthen financial storytelling, with the option to build scheduled, automated reports.
- The Commentary Writer feature adds AI-generated, context-aware narrative directly into reports, so teams can turn financial results into board/client-ready storytelling faster. Figures can also be verified through traceable sourcing before sharing.
Futrli strengths:
- Offers a library of 60+ report templates, plus a drag-and-drop report builder for creating custom reports from charts, graphs, tables, text, and images.
- All reported data is synced live to source accounting data, forecasts, budgets, and scenarios, so reports stay current without manual updating.
- Supports customisable branding (logo and colours) across reports, plus investor-ready business plan templates for funding applications.
Forecasting and planning
Fathom strengths:
- Includes built-in three-way forecasting, linking the P&L, balance sheet, and cash flow in a unified model, with support for non-financial drivers to power dynamic forecasts.
- Forecasts and multiple scenarios can be embedded directly into reports, allowing firms to compare outcomes and communicate insights to stakeholders with confidence.
- Robust cash flow forecasting software that lets businesses build forecasts driven by key operational inputs, such as revenue or expense changes, and instantly see the downstream impact on cash flow and performance.
Futrli strengths:
- Provides daily cash flow forecasting and traffic-light confidence scores on auto-predictions.
- Uses automated, algorithm-driven predictions that read ledger transaction history to forecast the profit & loss, balance sheet, and cash flow.
- Supports scenario planning (budgets and scenarios) with adjustable repayment dates and automatic VAT/GST payment calculations, plus HR forecasting for new-hire salaries, payroll taxes, and pensions.
Multi-entity consolidation
Fathom strengths:
- As a financial consolidation software, strongly supports consolidations of up to 300 entities for single-currency consolidations, and up to 50 for multi-currency consolidations.
- Group accounts are maintained accurately through account-level eliminations, including full and partial eliminations as required, with foreign exchange adjustments also supported.
- Allows advisors and CFOs to do a comparative analysis of multiple entities on a single metric. This helps to see the big picture, comparing all companies, clients or franchisees in a benchmark group.
Futrli strengths:
- Consolidation is included at no extra cost on every plan, and pulls through P&L, balance sheet, due invoices, and non-financial drivers from any organisation in your workspace.
- Supports up to 50 currencies in a single consolidation, converting each entity to your chosen presentation currency, using Sage-provided exchange rates by default or your own daily rates.
- Consolidates data across different accounting systems in one group, with intercompany eliminations and pre-made consolidated charts of accounts. Each entity refreshes daily.
Financial analysis & KPI insights
Fathom strengths:
- Provides comprehensive KPI tracking and trend analysis, helping users monitor performance across profitability, cash flow, growth, and efficiency over time.
- Delivers an interactive performance dashboard and in-depth analysis tools, moving teams beyond surface-level reporting into meaningful performance evaluation.
- Designed for finance review and advisory workflows, helping accountants and advisors present insights, recommendations, and strategic guidance to clients or stakeholders.
Futrli strengths:
- Performance dashboards are fully customisable, surfacing insight areas covering customer & supplier behaviour, cash flow, profit & loss, balance sheet, and a whole-business overview.
- Credit control analysis shows customer/supplier dependency levels, payment trends, average and total spend, and payment risk, helping advisors flag exposure early.
- Allows users to track performance against a primary budget or forecast directly from the home area, with insights delivered automatically rather than requiring a manual check.
AI and automation capabilities
Fathom strengths:
- Fathom's Commentary Writer produces insights shaped by Business Context (goals, strategy, market conditions) and Report Context (what's happening in the current period), so AI-powered narrative reflects why the numbers moved.
- Symbolic Attribution lets users trace every figure back to its source before sharing externally, making AI-assisted commentary more defensible in board- or client-facing reporting.
- Supports both pre-built and custom prompts, with a Prompt Library that teams can use to standardise commentary style across reports and users.
Futrli strengths:
- Uses algorithm-driven automated predictions to generate full three-way forecasts from synced ledger data with minimal manual input. Includes traffic-light confidence scores on auto-predictions.
- One-click scheduled report distribution automatically sends reports to stakeholder inboxes on a set cadence.
- Automatically calculates payroll taxes, pension contributions, and VAT/GST payments within forecasts, reducing manual tax-planning work.
Integration ecosystem
- Fathom: An Intuit Accountant Platinum Partner that integrates with QuickBooks Online and Desktop. Online data is automatically updated daily, and you can trigger a manual sync at any time.
- Futrli: As a Sage-owned product, Futrli's most deeply integrated platform is Sage Accounting, alongside QuickBooks Online.
- Fathom: An official Xero partner with a 5/5 rating on the Xero App Store. You can allow daily syncs or sync manually.
- Futrli: Integrates with Xero and allows daily syncing, making it easy to use your most up-to-date accounting data.
Excel/Google Sheets:
- Fathom: Supports Excel/CSV imports for financial data, which is useful if your accounting system isn’t directly supported. You can also import non-financial or operational data via Excel or Google Sheets to enrich reports.
- Futrli: Supports direct Excel uploads for organisational data, with no coding or complex formatting required. Specifically for HR forecasting, Futrli provides a Google Sheets payroll template to model headcount and sync it back to the platform.
Comparison deep dive
Fathom vs Futrli Comparison Deep Dive
Core reporting and KPIs
Full reporting, forecasting, consolidations and KPIs are included under the Pro plan. Portfolio plan is limited to summary reports and dashboards.
Reporting is included starting from the Standard plan, while KPI Scorecards are available on Plus and Advanced plans.
Forecasting
Included in Fathom Pro plans and not on Portfolio.
Included on Standard and higher plans, but weekly forecasts are exclusive to the Advanced plan only.
Client management
Both Portfolio and Pro plans give access to the Insights Dashboard for client overview, while full reporting, forecasting and consolidation tools are reserved for the Pro plan.
Provides a high-level view of multi-entities through Syft's Oversight tool, which is included on Standard, Plus, and Advanced plans.
Consolidation
Included in the Pro plan, with multiple entities up to 300 for single-currency consolidations, and up to 50 for multi-currency consolidations.
Strong consolidation support for unlimited entities, multi-level group structures, and over 170 currencies.
Report presentation
Sleek, interactive visuals designed for client presentations. Report builder also updates live as you make changes.
Includes dashboards, custom layouts, and a report builder with visualisation tools. The report builder requires a page reload to display updates.
Pricing model simplicity
Uses a tiered subscription model. Pricing varies by plan (Pro or Portfolio) and scales with the number of companies added.
Uses tiered pricing (Standard/Plus/Advanced) with functionality tied to each plan.
Scalability to more companies/clients
Scales efficiently as firms add more companies, reducing the average cost per entity under higher tiers.
Scales well for organisations with multiple entities. Consolidations support unlimited entities.
User experience comparison
Learning curve
Fathom:
- Intuitive setup: You can start using the platform easily and independently due to its intuitive interface. Onboarding support is available if needed.
- Minimal configuration: Out-of-the-box KPIs and pre-built templates reduce setup time.
- User-friendly: Financial insights dashboard software is designed to be accessible across finance and non-finance stakeholders.
Futrli:
- Guided timeline to first report: Futrli's onboarding follows a set sequence, which is designed to get a first forecast or report built within minutes of connecting.
- Free webinars included: Every plan includes access to Futrli's regular webinar programme, covering forecasting fundamentals, report building, and consolidations.
- Historical data pulled automatically: Connecting your ledger pulls through roughly two years of past financial data, so new users start with a working forecast rather than a blank slate.
Daily usage
Fathom:
- Dashboard navigation: Reporting, forecasting, and consolidation can be accessed smoothly from one interface.
- Quick report creation: Pre-built templates allow for consistent client-ready reporting packs that can be scheduled for automatic delivery.
- Visual financial storytelling: Beautiful, interactive, visual reports that spark meaningful client conversations.
Futrli:
- Drag-and-drop reporting: Build reports using a drag-and-drop builder with templates, or build from scratch with charts, graphs, tables, text, and images.
- Traffic-light forecasting: Auto-predictions come with traffic-light confidence scores so users can quickly gauge how reliable a forecast figure is.
- Insights roll-up: Performance-to-budget, credit control, and customer/supplier insights surface automatically on the home screen rather than requiring users to dig for them.
Support
Fathom:
- Highly rated support: Provides in-app messaging, email (support@fathomhq.com), and phone support 24/5 globally, with messages typically receiving a response within 15 minutes. All subscription plans include full access to customer success teams, with no tiered restrictions.
- High satisfaction ratings: Fathom consistently maintains customer satisfaction scores (CSAT) of above 95%.
- Award-winning service: Recognised as “Customer Service Organisation of the Year” at the 2022 Australian Service Excellence Awards.
- Comprehensive help center and resources: Provides detailed guides, tutorials, and articles covering all platform features. Also offers on-demand resources, such as product walkthroughs, webinars, and best-practice sessions to support ongoing learning.
Futrli:
- Customer support and help center: Listed as a standard inclusion across every Futrli plan, alongside free webinars, with no tiered support restrictions.
- In-app and email support: Support is available in-app and via email, with users on review platforms describing the team as friendly and responsive.
- Training on higher tiers: The Starter plan and above include training as part of onboarding.
- Self-serve help center: A documented online support center covers setup, consolidations, forecasting, and report-building workflows.
Use case scenarios
Consider Fathom when...
- You need management reporting software that produces polished, board-ready reports designed to clearly communicate financial performance and insights.
- You want advanced forecasting and planning capabilities, including three-way forecasting, scenario modelling, and tools that support long-term strategic decision-making.
- You're focused on delivering high-value advisory services, with powerful KPI analysis, benchmarking, and visual dashboards that help turn data into actionable insights.
Consider Futrli when...
- You want daily cash flow forecasting for your business.
- You manage a large number of smaller client organisations and want a workspace model without a hard cap on entities.
- Your firm is already standardised on Sage products and values having forecasting and reporting tools within the same vendor ecosystem.
Final thoughts
Fathom delivers an all-in-one, powerful financial reporting software with visually compelling outputs, advanced forecasting tools, and smooth workflows designed for advisory and strategic decision-making. In comparison, Futrli offers daily cash flow forecasting and consolidation workspaces that can also suit firms prioritising alignment with the Sage ecosystem.
Ultimately, the right choice depends on your business needs, reporting complexity, and planning requirements. The best way to decide is to explore both platforms firsthand and see which aligns best with your organisation.
Try Fathom today
Start with a free 14-day trial or speak to our team to see Fathom in action.
Frequently asked questions
- What is the main difference between Fathom and Futrli?
Fathom focuses on simplicity and visual clarity to help organisations communicate critical financial insights, while Futrli provides daily cash flow forecasting for any business that requires it.
- What’s the difference between Fathom and Futrli forecasting?
Fathom offers three-way forecasting with scenario modelling integrated directly into reports. Futrli also offers three-way forecasting plus daily cash flow forecasting with traffic-light confidence scores.
- Can both Fathom and Futrli handle multi-entity consolidation?
Yes, both Fathom and Futrli handle multi-entity consolidation.
- How do pricing models differ between Fathom and Futrli?
Fathom uses a clear per-entity pricing model in which you select a plan based on the number of companies you’ll connect, with prices decreasing as you scale. Futrli uses a license-based model, in which the per-license price decreases as you move to higher-license-count tiers.
- Can both Fathom and Futrli integrate with Xero or QuickBooks?
Yes, both Fathom and Futrli integrate with Xero and QuickBooks Online/Desktop.
- How different are the support channels for Fathom or Futrli?
Fathom offers multi-channel support via in-app messaging and email, consistently available across all paid plans. Futrli also provides customer support and a help center as standard on every plan, plus in-app and email support.
